The best memories are created at home.
Whether you are a first-time home buyer, move up buyer, purchasing a second home or an investment property, WE have all the loan programs and tools to meet your home financing needs.
What to expect from WE Lending
Our goal is to provide a product offering that will meet your mortgage needs.
Interest rates are still at historically low levels. Let our team guide you in the right direction.
We understand this is the largest transaction of your life. Honesty, trust and integrity are our largest assets.
WE Lending Offers Various Loan Options:
"Best mortgage lender I have ever worked with! Our transaction was ready to close before our closing date. Honestly, the least amount of stress ever buying a home. I would recommend Western Express Lending to anyone needing a home loan."
Shelly and Joe D.
Huntington Beach, CA
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© 2019 WE Lending. All Rights Reserved.
Western Express Lending ("WEL") is committed to ensuring your privacy. We strive to protect the confidentiality of all information that you provide. This policy describes how WEL treats your information on our website and when you apply for a financial product with WEL.
INFORMATION WE COLLECT
If you apply for a loan we may collect nonpublic personal information about you from the following sources:
Information we receive from you on applications and other forms;
Information about your transactions with us, our affiliates, or others; and
Information we receive from a consumer reporting agency.
HOW WE USE YOUR INFORMATION
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
In order to make improvements to our website, when you visit our website, we may collect non-personal information about the browser, IP address or operating system you are using. We may look at what site you came from, or what site you visit when you leave our website. We do not sell or disclose this individual user information, profile information or generic system information to third parties.
When you apply for a mortgage loan with WEL, we restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
When you apply for a mortgage loan with WEL through this website, you can always review and request changes to personal information collected through this website by contacting the loan originator or processor assigned to your loan application.
Our web site may use "cookies" to measure site activity and to customize information to fit your preferences. Cookies enable the site to remember who you are. We do not record personal or sensitive information in our cookies.
DEFINITION OF COOKIES
A "cookie" is a small piece of information sent by a web server to a web browser enabling the browser to remember specific bits of information. The information stored within a cookie can be read only by the web server that originally sent the cookie.
TYPES OF COOKIES
The two types of cookies are session cookies and persistent cookies. The key difference between session cookies and persistent cookies is the time of expiration. Session cookies expire at the end of the session and Persistent cookies do not expire at the end of the session.
HOW YOU CAN CONTROL COOKIES
If you wish not to accept cookies and prevent WEL from tracking your visits across multiple websites, you can configure your browser to reject all cookies or notify you when a cookie is set. Most browsers give you an ability to control and block cookies. If you block cookies on your browser, certain features on our website may not work.
We take your online privacy seriously and you can be assured that any information provided by you will be kept confidential. When WEL makes any material changes to this policy, we make them immediately available to you on this website. If you have a question or would like more information contact us at (949) 679-1200.
In accordance with the Equal Credit Opportunity Act, Western Express Lending does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Servicemembers Civil Relief Act (SCRA); that all or part of a consumer's income derives from a public assistance program; or any other basis prohibited by law.
Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.
IN TEXAS – CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 N. LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.
Western Express Lending supports Equal Housing Opportunity.
NMLS ID# 1457930 (www.nmlsconsumeraccess.org) | (844) 378-4482.
Western Express Lending is licensed by:
STATE / LICENSE
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, License No. 41DBO-93396
Florida Mortgage Lender License No. MLD1738
Pennsylvania Mortgage Lender License No. 69593